Data Protection Policy

Effective Date: [06/12/2025]

Important Disclosure

Dreno Micro EMI 365 (“we,” “our,” or “the Company”) is a technology platform that provides loan and EMI management services to customers. We are NOT a bank, Non-Banking Financial Company (NBFC), or any other financial institution licensed to lend money or provide credit products.

What This Means for You

  • We facilitate systematic EMI payments, wallet management, reminders, and related services through our platform.
  • We do not provide loans, credit, or financial advice directly.
  • All loan disbursals, credit issuance, and financial lending services are carried out by third-party banks or NBFCs with whom you may interact separately.
  • We are not responsible for the terms, conditions, or credit decisions of these financial institutions.

Your Responsibility

  • Please ensure you understand the terms and conditions of any loan or credit facility you avail from banks or NBFCs.
  • Our platform is designed to help you manage your existing EMIs and improve payment discipline, not to offer new loans.
  • Any disputes or queries related to loan agreements should be directed to the respective lending institution.

No Guarantee of Loan Approval or Credit Score Improvement

  • While we provide tools and reminders to help manage your EMIs, we do not guarantee loan approvals, credit score improvements, or debt settlements.
  • Credit decisions and score changes are governed by credit bureaus and financial institutions.

Contact Us

For any questions about our services or this disclosure, please contact:
Email: support@drenomicroemi365.com
Phone: 9833891987